Jonathan Joshua

Husband, father of two, lawyer. 2x Fintech GC with a focus on US consumer fintech and lending.

Public Key

npub10jfyvnccm6rukwj2ug3kfhl3m3uxnfvs5faxf56x2qqyfh848ajskrpwct

NIP-05 Address

jsjoshua_at_esq.social@mostr.pub

Profile Code

nprofile1qqs8eyjxfuvdap7t8f9wygmymlcac7rf5kg2y7ny6dr9qqzymn6n7egpz4mhxue69uhhyetvv9ujumt0wd68ytnsw43q6kzjhe

Publishing to

relay.mostr.pub

Author Public Key

npub10jfyvnccm6rukwj2ug3kfhl3m3uxnfvs5faxf56x2qqyfh848ajskrpwct

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Last Notes

2024-08-23 23:36:17

Today I learned that my 12th great grandfather was burned at the stake by the inquisition in Portugal. They kept good records. https://digitarq.arquivos.pt/viewer?id=2306731

2024-08-14 20:24:32

https://www.ftc.gov/news-events/news/press-releases/2024/08/federal-trade-commission-announces-final-rule-banning-fake-reviews-testimonials
#lawfefi #consumerprotection #consumerprotectionlaw

2024-08-14 11:39:36

Congressional research service report on the incredible number of changes to federal student loan programs during the past few years.
https://crsreports.congress.gov/product/pdf/R/R48152
#studentloanlaw #lawfedi

2024-07-19 17:42:19

NY AG's office hiring two attorneys to "to lead teams and draft rules implementing nation-leading legislation to restrict addictive social media feeds and protect kids online."
https://www.linkedin.com/posts/activity-7220072710729596931-WVY2?utm_source=share&utm_medium=member_desktop
#lawfedi

2024-06-26 11:24:05

I wonder if this list is for "employment purposes" and might meet the legal definition of a credit report?
https://apnews.com/article/trump-biden-president-project-2025-33d3fc2999a74f4aa424f1128dca2d16
#lawfedi

2024-06-25 01:42:32

sigh. https://www.reuters.com/world/us/us-judges-block-parts-key-biden-student-debt-plan-2024-06-24/

2024-06-09 18:50:39

My almost 10-yo son said: "it's an abomination. Why would anyone make this, let alone buy one?"
I'm so proud!
Even alpha males shop at IKEA, I guess.
https://sb-esq-social.b-cdn.net/media_attachments/files/112/588/154/265/456/160/original/3f9d0e87885b1876.jpg

2024-05-24 21:22:38

Trump's plan to report 15-20 million people will require the creation of a massive bureaucracy, which, once created, will do whatever it has to do to continue it's perpetual existence. If it ever finally "solves" the "problem" of "illegal" immigrants living in the US, it'll find another target.
Gift link. NYTimes: Trump’s Taste for Tyranny Finds a Target https://www.nytimes.com/2024/05/24/opinion/trump-deportation-immigration-border.html?unlocked_article_code=1.uU0.vXyo.ZW3kUT_uJZN_

2024-05-21 14:21:34

From Slack in response to my opt-out email:
"Thank you for reaching out. We’ve processed your request, and your workspace/org is now opted out of training Slack’s global models. As a reminder, Slack does not train LLMs or other generative models on customer data, or share customer data with any LLM providers.
We want to provide additional clarity on what your experience will be after this opt out:

2024-05-20 22:00:14

https://ag.ny.gov/press-release/2024/attorney-general-james-secures-settlement-worth-2-billion-crypto-firm-genesis

2024-05-17 19:49:07

Apropos of nothing in particular, I want to re up this FTC blog post to tech companies that they can't just change their privacy policies to feed their AI habit. https://www.ftc.gov/policy/advocacy-research/tech-at-ftc/2024/01/ai-companies-uphold-your-privacy-confidentiality-commitments

2024-05-17 13:44:51

Slack's decision to allow opt-out only via email is a guaranteed shit-show. Emails will get misdelivered, lost, misfiled, sent to spam, etc. How can I remotely rest assured that sending an opt-out email will actually result in my being opted-out? Can I trust my clients' confidential information to a system like this?
The only reason for Slack to do this is that they want to make it as hard as possible to opt-out.
#lawfedi #privacy

2024-05-16 14:47:54

CFPB survives!
https://www.supremecourt.gov/opinions/23pdf/22-448_o7jp.pdf
#lawfedi #cfpb #ConsumerProtection

2024-05-14 17:23:38

FTC: Cars & Consumer Data: On Unlawful Collection & Use
https://www.ftc.gov/policy/advocacy-research/tech-at-ftc/2024/05/cars-consumer-data-unlawful-collection-use
#lawfedi #ftc #privacy

2024-05-08 12:44:07

Umm. Yes? Gift link.
NYTimes: Was the 401(k) a Mistake?
Was the 401(k) a Mistake? https://www.nytimes.com/2024/05/08/magazine/401k-retirement-crisis.html?unlocked_article_code=1.qU0.JZUe.6oQBRofHDHIP

2024-05-07 23:05:11

Department of Education Dear Colleague Letter: Protecting Students from Discrimination, such as Harassment, Based on Race, Color, or National Origin, Including Shared Ancestry or Ethnic Characteristics (PDF) - colleague-202405-shared-ancestry.pdf
https://www2.ed.gov/about/offices/list/ocr/letters/colleague-202405-shared-ancestry.pdf
#lawfedi

2024-05-04 00:12:16

Oops.
https://sign.dropbox.com/blog/a-recent-security-incident-involving-dropbox-sign
#lawfedi #databreach

2024-05-01 13:05:48

Small businesses are protected by some consumer protection laws when borrowing. See: https://www.consumercomplianceoutlook.org/2024/first-issue/requirements-for-commercial-products-and-services/
#lawfedi

2024-04-26 23:07:05

Turns out that running a student loan service is hard work. https://www.usatoday.com/story/news/education/2024/04/26/amid-fafsa-crisis-richard-corday-steps-down/73469057007/
#studentloanlaw #consumerprotection #lawfedi

2024-04-23 20:20:50

Lawsuit in 3 .. 2 ... 1 ...
https://www.ftc.gov/news-events/news/press-releases/2024/04/ftc-announces-rule-banning-noncompetes

2024-04-18 19:42:52

Federal Agencies Launch Portal for Public Reporting of Anticompetitive Practices in the Health Care Sector | Federal Trade Commission
https://www.ftc.gov/news-events/news/press-releases/2024/04/federal-agencies-launch-portal-public-reporting-anticompetitive-practices-health-care-sector

2024-04-17 15:17:05

https://www.ftc.gov/news-events/news/press-releases/2024/04/ftc-announces-special-open-commission-meeting-rule-ban-noncompetes
#lawfedi

2024-04-05 14:28:24

Anyone else in NY just notice an earthquake?

2024-03-30 03:17:55

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@npub1vqm…ccpx https://www.ftc.gov/policy/advocacy-research/tech-at-ftc/2024/02/ai-other-companies-quietly-changing-your-terms-service-could-be-unfair-or-deceptive

2024-03-29 11:59:44

I really don't get the politics of being anti student debt forgiveness.
https://kansasreflector.com/2024/03/28/kobach-files-lawsuit-challenging-bidens-latest-effort-to-diminish-college-student-loan-debt/
#studentloanlaw

2024-03-27 14:42:48

If you're interested in the nitty-gritty details of algorithmic discrimination in the real-world, see this.
https://www.joshualawfirm.com/2024/03/ai-underwriting-fair-lending/
#AI #algorithmicbias #lawfedi #studentloanlaw

2024-03-26 13:38:14

My article in Law360 about pending legislation in Connecticut that would expand the scope of certain consumer financial services-related laws. https://www.joshualawfirm.com/2024/03/law360-article-conn-loan-law-tweaks-may-have-3-major-effects-on-lenders/
#lawfedi #studentloanlaw

2024-03-25 22:34:07

Seems bad.
Unpatchable vulnerability in Apple chip leaks secret encryption keys | Ars Technica
https://arstechnica.com/security/2024/03/hackers-can-extract-secret-encryption-keys-from-apples-mac-chips/

2024-03-20 11:44:49

Great summary of TFG's legal options re filling bankruptcy as a delaying tactic.
https://www.creditslips.org/creditslips/2024/03/a-trump-bankruptcy.html

2024-03-20 02:19:58

"The wage gap between recent college and high school grads has been widening for decades, and grew even more last year, per new data from the Federal Reserve Bank of New York."
At the same time, however, I suspect that not everyone who starts college ends up graduating, and those folks incur the cost with far less benefit (or maybe they get no benefit?).
https://www.axios.com/2024/03/04/college-graduates-median-annual-wage-difference
#studentloans #studentloanlaw

2024-03-19 21:10:59

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@npub1vqm…ccpx @npub1dzv…5v2p I spent time yesterday reviewing the privacy policies of various Internet-connected oven manufacturers because the circuits board of our 20+ year old oven died and they don't make replacements anymore and none of the electronics repair shops that is called were willing to try to fix it. The privacy policies are very well written and quite clear that they're going to use consumers' information however they want. 1/2

2024-03-19 16:53:17

The dissent has some, um . . . interesting views on "standing" in this debt collection decision from the 3rd Circuit Court of Appeals. https://www2.ca3.uscourts.gov/opinarch/221925p.pdf
#lawfedi #studentloanlaw

2024-03-19 13:11:50

If NY seizes and sells TFGs properties, they'll have to rigorously vet potential buyers to keep out influence buyers, because every dollar they get from the sale reduces Trump's remaining debt. It's not much different than giving TFG cash.

2024-03-15 13:42:20

Just ordered my Lexis credit report using the link provided by @npub102c…225a in her fantastic article on auto manufacturer's sharing of our car information. I wonder what other "smart" devices are selling our information? Alarm systems? Connected refrigerators or ovens?
Here's the link: https://consumer.risk.lexisnexis.com/consumer
Gift link to article:
https://www.nytimes.com/2024/03/11/technology/carmakers-driver-tracking-insurance.html?unlocked_article_code=1.b00.tHLu.EgCovxk576kv&smid=url-share

2024-03-05 15:47:03

Here's a fun student loan legal fact: some states reduce the legal age of majority for student loans so that kids younger than 18 can take out student loans.
Still good policy? Discuss.
See, e.g., N.C. Gen. Stat. § 116-174.1; Okla. Stat. tit. 15, § 33; or Or. Rev. Stat. Ann. § 348.105. #studentloans #studentloanlaw #lawfedi

2024-03-02 02:08:39

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@npub1wmy…gr4n @npub1qyj…7ay9 they even have limericks! https://case.law/exhibits/limericks

2024-02-21 18:44:09

Reminder that the even the best encryption may not remain secure forever.
https://www.theverge.com/2024/2/21/24079081/apple-imessage-pq3-post-quantum-cryptography

2024-02-14 22:11:35

Has anyone told their money transmission license regulators yet?
https://arstechnica.com/tech-policy/2024/02/musks-x-sold-checkmarks-to-hezbollah-and-other-terrorist-groups-report-says/?utm_brand=arstechnica&utm_social-type=owned&utm_source=mastodon&utm_medium=social

2024-01-25 17:54:20

FTC inquiry into the ownership of AI companies.
https://www.ftc.gov/news-events/news/press-releases/2024/01/ftc-launches-inquiry-generative-ai-investments-partnerships
#lawfedi #ai

2024-01-22 23:43:03

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@npub1g57…y839 this will hopefully be more helpful. https://www.dfs.ny.gov/reports_and_publications/press_releases/pr202401171

2024-01-22 22:03:09

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@npub1g57…y839 This was all entirely predictable based on how the law was written.

2024-01-20 01:02:17

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@npub1vqm…ccpx I got the sense that there wasn't much to do.

2024-01-20 00:51:06

Binance.us is looking for a head of AML/KYC. This'll be a god job, right? (I'm not looking, I just happened to come across this opening).
https://bamus.bamboohr.com/careers/350

2024-01-19 00:42:19

OpenAI hiring for their election program. Ok then.
https://openai.com/careers/elections-program-manager

2024-01-18 02:11:18

Consumer reports tested how many different companies send data to Facebook. It's more than I expected, and I had very low expectations.
https://www.theverge.com/2024/1/17/24041897/facebook-meta-targeted-advertising-data-mining-study-privacy

2024-01-17 22:36:35

All of a sudden, the supreme court's conservatives care about disparate impactv again.
https://talkingpointsmemo.com/news/gorsuch-agencies-chevron-supreme-court

2023-12-05 01:15:02

This would be an 'interesting' job: college counsel at OpenAI.
https://openai.com/careers/copyright-counsel

2023-11-23 17:10:15

NYTimes: Families Ripped Apart as Pakistan Expels Tens of Thousands of Afghans https://www.nytimes.com/2023/11/23/world/asia/pakistan-afghanistan-deportations.html?unlocked_article_code=1.Ak0.tYVX.e2g21FwoxPhX&smid=nytcore-android-share

2023-11-21 00:19:19

Ron Klain to become chief legal officer at Airbnb .
https://news.airbnb.com/ron-klain-to-join-airbnb-as-chief-legal-officer/
#revolvingdoor

2023-11-07 17:50:33

CFPB Proposes New Federal Oversight of Big Tech Companies and Other Providers of Digital Wallets and Payment Apps
https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-new-federal-oversight-of-big-tech-companies-and-other-providers-of-digital-wallets-and-payment-apps/
#lawfedi #consumerlaw #cfpb

2023-11-02 13:39:54

@npub1hyk…3p33 on the CFPB's "open banking" proposal.
"You Wanna Break Up With Your Bank? The CFPB Wants to Help You Do It."
https://www.eff.org/deeplinks/2023/10/you-wanna-break-your-bank-cfpb-wants-help-you-do-it
#lawfedi #cfpb #openbanking

2023-10-03 20:59:01

Oral arguments about the CFPB at the Supreme Court seem to have gone well.
https://www-nbcnews-com.cdn.ampproject.org/c/s/www.nbcnews.com/news/amp/rcna118390
#lawfedi #consumerprotection #CFPB

2023-10-01 01:17:18

NYTimes: The A.I. Wars Have Three Factions, and They All Crave Power
The A.I. Wars Have Three Factions, and They All Crave Power https://www.nytimes.com/2023/09/28/opinion/ai-safety-ethics-effective.html?unlocked_article_code=9jKpTspBUk_kPx5YWKkq1ZFPCzOLqoiRXXBtnWpnknGF8K-gmwZRA5j405VTBi-rPgGzDL4XnxK1xhVAVo6qS2TteYITa7PqvDqUNELx4hyxeLzYu7t85iwB_yqo5nXYRH-MfBPINeLVZVB-1HcIiQEbs2EMxVmtx5bzTBO-3o407xmPLO1fKX6aqhcxVFZpp7SztA7og7fgGTbTdOHQHTEvMTOztcQTEFodPhGH9AD6gfQsf-g2knGu09FoTSHtGKltxWLeMcjNHFAL2Sap7LW8WCuCZQU3CU-YfwHoCpho_g-LlaKPlilT9rO7pmFaCeXDzjBFgs6dHybgTBoCakAn4A&smid=nytcore-android-share

2023-09-29 17:14:26

Gift link. What Kind of Person Has a Closet Full of Nazi Memorabilia? https://www.nytimes.com/2023/09/29/opinion/nazi-memorabilia-market-liveauctioneers.html?unlocked_article_code=1nLFS0-JCTG_U3ZVzLYncU0UhI6p9Xqh22thQ16uZDlUJV6Gr5MCivTBZ5-hOGn5pIZHwAx0B8J5Ip1Zqw5UIgbwutov8tjkjA-jZaUWsud-32msVc346LhVkrBEByHb3QqcClZo-R8KXv7wALfXQjfZmX6pHmmjvQknb5HMcY7Wwq1R9HGNbmMVkf8eH5vy3fQvgt-qlytNs9ytwYAE-ycpkrasE3jzteWvztPp-hoOR3Mq5K55R3p8-ONva5LwSOPIMoK1W2JtuPHvDHhoLel2-teGgw2O1bGG5B3CZHEtyMOajW_bVFSwPGEMKJyPqJJcGAmBIMnmbRoMG8MwdZt0RgxQHPrsbbHxkVTbnPE&smid=nytcore-android-share

2023-09-26 23:20:45

Me: this is a picture of Mount Rushmore.
5yo: why isn't there snot coming out of anyone's nose?
Me: . . .

2023-09-23 13:30:16

Fascinating and a bit scary. Gift article: The Man Who Trapped Us in Databases
#privacy
https://www.nytimes.com/2023/09/22/magazine/hank-asher-data.html?unlocked_article_code=i_ETta0MgZ-FR0TNaF74FYHiLSZD0fc0yuDx1xxR_bqR_vgSFi5sYaHZxYkUfLApdY6ERrHPjdAUljOAM2ogxcmjvsPxqegIqUpi2T3vtLmKX87sqSSbssPwL-gy2r0eqb1WNk5C5ikqWTXgCzB8HBwgg0VTppSGphj5kk1mUe2QAyJH1-O8PG721EOllaNpzaErBLjR1g1u4mKoAuewVIXctxJy_8gw2wWzoizojW2F3OHB4_qlZC0urvF6trQ214WdXKyYo4Tt3fbEBK4pMu4lqL4NeCg6bxF5OvhRxcOloCTFme2lV3jX-jIr3dv1ZjBsBxSsRk5g&smid=nytcore-android-share

2023-09-16 17:52:18

#LawFedi #privacylaw #databrokers
California enacts new data broker law.
https://www.adlawaccess.com/2023/09/articles/california-just-passed-sb-362-whatever-you-think-about-the-merits-of-the-law-its-a-big-deal/

2023-08-31 12:04:55

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@npub1vqm…ccpx @npub15sh…3308 @npub1ye6…pwej @npub1qyj…7ay9 it's definitely everywhere. E.g., Whatsapp use at the big banks led to millions in fines.

2023-08-18 20:49:18

#LawFedi #crypto this seems like a great job to have: head of compliance for Binance. /s. https://www.binance.com/en/careers/job?id=454be22d-4547-46e8-982b-dd7d95e50b1a

2023-08-16 12:33:02

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@npub17nk…6qq2 there's also a great deal of logic behind what seems like bad decision-making to those of us who have never actually been poor. See, for instance: https://tressiemc.com/uncategorized/the-logic-of-stupid-poor-people/

2023-08-15 19:45:26

#LawFedi #ConsumerProtection #CFPB CFPB to propose rules to expand the Fair Credit Reporting Act to data brokers and to cover so-called "header" information. https://www.consumerfinance.gov/about-us/newsroom/remarks-of-cfpb-director-rohit-chopra-at-white-house-roundtable-on-protecting-americans-from-harmful-data-broker-practices/

2023-08-11 00:40:57

#LawFedi #ConaumerProtection this is big news for anyone who hates getting spam texts. https://www.consumerfinancemonitor.com/2023/08/10/ninth-circuit-rules-text-messages-not-prerecorded-voice-messages-under-tcpa/

2023-08-10 19:47:58

#lawfedi #ConsumerProection
https://news.bloomberglaw.com/banking-law/states-set-collision-course-over-pay-on-demand-for-earned-wages

2023-08-09 17:48:33

#lawfedi #ConsumerProtection I'll never understand why continuing legal education providers send me spam emails for legal classes about consumer protection law even after I've opted out. Do they not think that I might know something about the CAN-SPAM Act?

2023-08-07 17:38:30

#LawFedi #ConsumerProtection
Is there a reasonable "expectation of privacy" if a communication might be used to train an AI? If not, there's no attorney-client privilege and wiretapping laws won't apply.
We accept that phone companies can listen in on phone calls, and that internet service providers can read unencrypted messages to provide their services while still assuming that we have a reasonable expectation of privacy, but is training an AI somehow different?

2023-07-19 00:42:11

They NY Times is hiring a "first amendment fellow," presumably to write its obituary in light of their continuing normalization of fascism. https://nytimes.wd5.myworkdayjobs.com/en-US/NYT/job/New-York-NY/First-Amendment-Fellow_REQ-014655?shared_id=b5c97400-a7de-4538-a26c-00781028676b

2023-07-17 12:15:53

Ummm. That's one way to describe it. Gift link: Trump and Allies Forge Plans to Increase Presidential Power in 2025 https://www.nytimes.com/2023/07/17/us/politics/trump-plans-2025.html?unlocked_article_code=M8oK8mPVkEBVT62BzNyhxRXmhboPzbV_nq4Jdx_HDaNsKjpLrMClkciwR8At-aL0blcKrqyX5Jn__OIgn3ij_QIfWqbHD5FPRqaL9xqJIlRd3a8hYU-gcAxgcdk2Wbc9IBJVnFXwQLYbzD0BopqSb6HMrhyiM7lCbxbKOy1JYbjc5YYdQsqwodvOpSfmxMh5mrFRvmVbt1K9yERh64-4P64pGchwqHN4lv77vMQsTH2Z3VxJ5or1DwBkD5fDWb5nc3dDsBVLuJyEFFDPdnCz-2tz5uW2ToDSxWCB5NY1aqGDty3b60NN6tT2Xxp6C3X7WRckjeWMz6a7DFg34Q&smid=nytcore-android-share

2023-07-15 00:25:49

Convicted war-criminal pardoned by Trump to take the Oklahoma bar exam. #lawfedi

2023-07-14 22:31:13

Education Dept. Cancels $39 Billion in Student Debt for 800,000 Borrowers https://www.nytimes.com/2023/07/14/business/student-loan-forgiveness.html?unlocked_article_code=BBqFUYT6LI-6p1C8IDFztjJ73ZdIuy0_AEfNvqHnnE1o7c7JpWsKxskia84JwXqMbNXOJWeICSDwup-EMaoNX6r0AUDGhR7WzOYFRv0P9n-0lP7zpO6C-juIax83cne7DmStKFDQpblGv7rdANnBR3HbFZqFTYfp9pX1NnAdt_pgLpPxSURJ_IOH4VNbM0aKO5a01JhGqBfdOvqfuOGe1DlxAEIl_cXoBASfanXXwWsveiykDmemnMoJW595cWnzMGGSeTQ-9SMqpbIns4Cand3NdWz_US-JRo1cl0tgvYfAtSwURn6z5MTN3oyhklJyLIp49iD3t9XR2VeuA7GIz4XA&smid=nytcore-android-share

2023-07-12 01:11:33

unsurprising that Twitter is getting money transmission licenses. Not that I would ever trust them with any of my money given the recent tech failures. Also, I hope Musk had fun getting fingerprinted for the licenses and providing his credit reports.
Paywalled article. https://www.law360.com/banking/articles/1698251

2023-07-10 16:33:28

#CFPB #LawFedi #ConsumerProtection
In which the CFPB requests comments about "Costly Credit Cards and Loans Pushed on Patients for Health Care Costs." https://www.consumerfinance.gov/about-us/newsroom/inquiry-into-costly-credit-cards-and-loans-pushed-on-patients-for-health-care-costs/

2023-07-03 23:52:40

It says something that the NYT didn't feel the need to question claims by this law professor that women suing to overturn anti-abortion laws on religious freedom grounds don't have standing.
Religious Freedom Arguments Underpin Wave of Challenges to Abortion Bans https://www.nytimes.com/2023/06/28/health/abortion-religious-freedom.html?unlocked_article_code=Dn7q8WQY42Ckqc3lhyDYViY-N0PA6oXhkRHC7TG87Jx9JhdMV4Z7mPzQyk5FR7Ldjq9iQ0CcOzBIVfxrMSUKxyYv0PTIYsas6XOcbY9A7i-yc2TiFSIfTFTp1nOR6lIhCXJVLHLkQLW2CY6cflY_NbwvRLiKhhBSZPH11fBe0Gu6jsJ6nBoRwVrvJQGrubVSL9QNNZ9q9vEnHg4CaCUiIT-JGrPi5da_4UtxgHOAK8iBytYek1I3oDPcfKbpM62DGhzillEFm8VKRmTnmD-dWGHMkuFUSVwOpNVdyFEU4WJYl2TwjAI1g1TA3kB09G4FnjyuTfDhoaHjLsSXn6K4V_A3&smid=nytcore-android-share
https://sb-esq-social.b-cdn.net/media_attachments/files/110/652/826/324/449/989/original/01114464ab3b74c1.png

2023-06-30 01:10:20

#lawfedi #ConsumerProtection #FTC #Endorsements
FTC issues final updates to its endorsement rules.
https://www.ftc.gov/news-events/news/press-releases/2023/06/federal-trade-commission-announces-updated-advertising-guides-combat-deceptive-reviews-endorsements
According to the FTC, the updated rules:
1) articulate a new principle regarding procuring, suppressing, boosting, organizing, publishing, upvoting, downvoting, or editing consumer reviews so as to distort what consumers think of a product;
2) address incentivized reviews, reviews by employees, and fake negative reviews of a competitor;

2023-04-24 01:30:32

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I'm pondering a recent regulatory development and I'm trying to evaluate if I'm being too pessimistic or if there's a real risk.

2023-04-24 01:27:59

If a person's religious convictions don't allow them to lend money to certain historically disadvantaged groups, what are the odds that our current Supreme Court would let that person discriminate?
Lending is probably not much different than paying for health insurance that covers PReP or birth control. https://harvardlawreview.org/blog/2023/04/religious-exemptions-are-becoming-the-rule/
It seems like religious "freedom" to discriminate is just around the corner.
Too pessimistic? Is that even possible anymore?
https://www.consumerfinance.gov/about-us/blog/its-illegal-penalize-borrowers-being-religious/

2023-04-15 20:45:28

I just had to list the US Space Force as a branch of the military in a legal document. It still feels wrong.