Henkipatto

https://scriptforajester.substack.com/

"Has monetary policy done ever any good? I don't think so". Friedrich August von Hayek. Just another armchair economist. Exploring #Bitcoin, investing & health.

Public Key

npub1eyfm3c7ns3qmsrzf0v7c6a6hz6rtp3846t8l83fz4dmjppcyxvkqvv9rxj

NIP-05 Address

henkipatto@nostr.fan

NIP-57 Address

salmoncheetah4@primal.net

Profile Code

nprofile1qqsvjyacu0fcgsdcp3yhk0vdwat3dp4scn6a9nlnc532kaeqsuzrxtq5q5rvx

Author Public Key

npub1eyfm3c7ns3qmsrzf0v7c6a6hz6rtp3846t8l83fz4dmjppcyxvkqvv9rxj

Show more details

Last Notes

2024-09-01 05:18:50

GM.
Autumn’s here, and so is Finland’s VAT hike 24% -> 25.5% Ziizuz...
Stack sats & Consume lesshttps://m.primal.net/KLjr.jpg

2024-07-21 06:03:11

Nobody gives a flying fuck about Helsinki stock market right now, which is precisely why my interest in it is growing. My two sats on 2024 Q2 results week one. https://scriptforajester.substack.com/p/helsinki-2024-q2-week-1

2024-07-16 07:05:46

Tired of being a digital zombie? My plan:
Digital Detox: Phone a tool, not a trap.
Structured Online Time: 5min at 9am and 14pm?
Embrace Nature and Human Connections: Go out!
Consume Quality Content: Books!
Personal Growth and Planning: Intelligence from 2/10 to 4/10.
Mindful Media Consumption: Block 95% of the internet.
Daily Practices: Journal and meditation.
https://scriptforajester.substack.com/p/fuck-the-algorithms

2024-07-07 06:03:24

- reply

Here in Finland, employees contribute 7-9% of their salary to "pension funds" and employers contribute 17-18%. That's 25% of the salary into this disastrous ponzi scheme. Everyone knows they are royally screwed, yet they do nothing. The government just sneakily raises the retirement age by 3 months here and there...

2024-07-06 17:04:03

It’s time to start building something new soon. Since my last update, there have been some significant bankruptcies here, with more likely on the horizon, I’m afraid.
https://open.substack.com/pub/scriptforajester/p/service-business-update-6?r=11rmys&utm_medium=ios

2024-07-01 14:08:09

Sauna time! (Soon <3)
https://m.primal.net/JEbs.jpg

2024-07-01 10:17:36

There’s something magical about watching fish glide through the water, keep going forward <3
https://m.primal.net/JEQr.jpg

2024-06-29 13:50:33

Finland <3 https://m.primal.net/JCGz.jpg

2024-06-27 15:46:22

- reply

2024-06-26 10:16:07

Inflation or Deflation? DEMAND drives it all.
https://scriptforajester.substack.com/p/inflation-or-deflation

2024-04-05 10:44:52

In a time where true value is hard to find, owning Bitcoin is a privilege we should be grateful for.
Have a great weekend <3
https://www.kiiskiunfolding.com/blog-1/is-bitcoin-good-hedge-against-everything

2024-03-17 15:17:32

Will you gamble with shitcoins?
https://www.kiiskiunfolding.com/blog-1/shitcoining

2024-03-09 07:01:00

I try to keep it simple, how about you? Have an awesome weekend!
https://www.kiiskiunfolding.com/blog-1/my-bitcoin-strategy-embracing-simplicity

2023-12-22 09:48:23

Are you just another believer, or are you seeing beyond the mirage?
https://www.kiiskiunfolding.com/blog-1/all-we-need-is-belief

2023-12-08 07:24:33

Here we go... Have a nice weekend <3
https://www.kiiskiunfolding.com/blog-1/journal-10234-financial-fantasies-shattering

2023-11-29 19:18:04

"It’s hard to wrap my mind around the fact that the stock market is almost at an all-time high, and speculation on crypto is getting out of hand. All this after the most aggressive rate hikes? Should the longer rates be higher if we enter an exponential growth era?"
https://www.kiiskiunfolding.com/blog-1/financial-freedom-seeker

2023-11-16 08:40:40

Gm
You know what to do? Yes you do _o/
https://www.kiiskiunfolding.com/blog-1/well-everything-went-well-after-all

2023-11-07 11:09:04

My two sats on the Bitcoin ETF:
https://www.kiiskiunfolding.com/blog-1/the-bitcoin-etf-effect
Stay safe and stack sats.

2023-10-31 07:32:10

More of this cringe shit, Bitcoiners know this, but maybe it helps as a reminder:
The goal is not about surviving but building a strong mofo who can survive no matter what happens.
https://www.kiiskiunfolding.com/blog-1/how-to-be-poor-redefine-wealth

2023-10-25 08:40:56

My two sats WTF is happening...
Bitcoiners are taking victory laps... Usually, A reminder to navigate with caution.
https://www.kiiskiunfolding.com/blog-1/bitcoiners-are-taking-victory-laps

2023-10-24 07:30:54

GM
Keep stacking _o/

2023-10-22 10:26:25

GM
Morning rant!
https://www.kiiskiunfolding.com/blog-1/sunday-morning-rant-22102023

2023-10-21 09:16:15

- reply

2023-10-20 15:41:00

The winning play has been no matter what happens:
- Have no debt/get rid of debt
- Don’t take debt
- Live frugally
- Continue to stack
https://www.kiiskiunfolding.com/blog-1/go-big-or-go-home-ruffle-fish-in-a-shark-tank

2023-10-20 15:24:44

Have a nice weekend <3

2023-10-14 15:01:50

WTF is financial freedom?
https://www.kiiskiunfolding.com/blog-1/from-mises-to-nakamoto-are-we-merely-running-or-are-we-dancing

2023-10-14 11:19:03

Stacked some stacks... I am grateful I have the luxury to store at least a tiny bit of value.
https://void.cat/d/4YV8pd8GXpFua5iHRKdkiX.webp

2023-10-04 13:37:09

Patience:
At our core, we're addicts, craving both exhilaration and pain. This insatiable urge to escape—what's driving it? When do we decide we have enough? A million isn't sufficient anymore. So, what about 10 million? 100 million? A billion? It's an unending cycle of wanting more. The system's design parallels an EA SPORTS game, brilliantly scripted to trigger dopamine rushes and torment. The brightest minds are ensnared in this chase for wealth and material accomplishments. Yet, beneath it all, our collective sentiment resonates with a foreboding sense of doom. There's an undeniable yearning for cataclysmic events, and an impatience for them to unfold swiftly.

2023-10-04 05:34:27

GM
I find myself increasingly grateful for understanding what Bitcoin provides.

2023-10-02 11:45:13

Bitcoin will win!
https://open.substack.com/pub/kiiski/p/everybody-asking-the-wrong-questions?r=11rmys&utm_campaign=post&utm_medium=web

2023-09-30 10:19:44

As I head into the weekend, I want to remind myself to approach it with clarity and purpose.
- Become immune to policymaker’s stupidity.
- Spend more time with family.
- Become a better human being.
Just have a great weekend everyone! _o/
https://www.kiiskiunfolding.com/blog-1/joy-of-being-nobody

2023-09-30 07:46:04

https://void.cat/d/NRsHFbgT1ibptengQspnS7.webp

2023-09-23 05:17:22

GM
True wealth is knowledge, and nobody can take that away from you.

2023-09-22 09:55:24

Where does one find hope in political stagnation and societal decay?
https://www.kiiskiunfolding.com/blog-1/finland-part-3-the-sequel-no-one-asked-for

2023-09-18 06:52:02

- reply

Jade is my go-to _o/

2023-09-18 05:23:22

Worrying developments in Finland and the Baltic States:
It is at the point where we celebrate:
- Seizing of private assets.
- Banning vehicles and personal items.
- Freeze bank accounts if any business with Russians.
- Freeze bank accounts if transacting any money to Russia.
- Freeze bank accounts if any connections to Russia.
Yeah, fuck Russia, but whose assets are next in line? How do these sanctions help anyone? Let's go to the cage with monkeys to throw poo at each other? Who wins? People will certainly lose.
Reminds me of COVID craziness, where idiots ponder whether they should ban padel? Definitely, Tennis and gym will be forbidden. Are we in peak idiocy?

2023-09-14 10:27:48

The true victory lies in attaining freedom and not getting lost in the chaos of the madhouse.
https://void.cat/d/2e6dQKTp2GiEccu7b4eeRN.webp

2023-09-14 05:27:54

- reply

2023-09-14 04:49:46

Are small businesses struggling? Part 3
https://www.kiiskiunfolding.com/blog-1/service-business-update-part-3-finnish-fiasco-the-silent-depression

2023-09-11 05:55:28

GM
https://void.cat/d/FWpU4THCU48oWaauBpTHaJ.webp

2023-09-02 14:22:42

Bitcoin is perfect for "nobodies" like me. In a world obsessed with status and appearances.
https://www.kiiskiunfolding.com/blog-1/joy-of-being-nobody

2023-09-02 04:33:41

Bitcoin: A beacon urging diversification in portfolios. Not just a currency but a paradigm shift in value perception. In a world losing trust in institutions, Bitcoin offers a transparent, decentralized alternative.
My two sats here: https://www.kiiskiunfolding.com/

2023-08-11 16:28:17

The only thing you genuinely own are the things in your mind, and everything else can be taken away. With capital, you can protect yourself from the widespread stupidity and challenges in the world (Doug Casey).
Dive deep, stay hungry, and let every setback be a setup for a comeback.
https://www.kiiskiunfolding.com/blog-1/narrative-traps-hopium

2023-07-21 07:48:34

🌍 In a world obsessed with dystopian tales of chaos and ruin, perhaps the real dystopia is more subtle, more silent. Picture a world where:
📉 Economic vitality is but a distant memory, with growth forever stilled.
💸 The pulse of inflation is absent, leaving prices in an eternal freeze.
🏦 Mountains of debt cast long, unending shadows across generations. Nothing breaks.
💡 The flame of innovation, which once illuminated our path, now flickers weakly.
In this silent stagnation, the gravest casualty is our economic freedom. The power to carve our financial future is slipping through our fingers as we remain trapped in this relentless cycle.
This isn't some fictional dystopia. It's a potential tomorrow where nothing breaks, nothing stirs. A realm trapped in ceaseless repetition, stripped of the energy and spirit that once propelled us.
Such a silent and unchanging world might be the most terrifying dystopia we've yet to face.
Beneath the oppressive weight of surging debt and the insidious erosion of our currency, our economic freedom is not just at risk — it's on the verge of being silenced forever.
Bitcoin is hope.

2023-07-21 06:11:05

GM
Control over mind, control over money. With Bitcoin we reclaim our financial sovereignty.
"No man is free who is not master of himself." -
Epictetus

2023-07-20 06:36:50

GM
Seek purpose. Seek soundness.
https://void.cat/d/UQe5LJs2DcHo1k7dtxfJvi.webp

2023-07-19 12:01:43

My two sats on this year's S&P 500 rollercoaster:
"The system's design parallels an EA SPORTS game, brilliantly scripted to trigger dopamine rushes and torment."
Stack sats!
https://www.kiiskiunfolding.com/blog-1/connect-the-fing-dots

2023-07-02 17:11:35

A bitcoin cult of independent thinkers may be our best bet for a future where money is sound, and society is fair.
https://void.cat/d/KaMHgJYkeu8swZ6dVqQxiW.mp4
Read more:
https://www.kiiskiunfolding.com/blog-1/the-silent-revolution-navigating-finlands-political-waters

2023-06-26 08:16:02

Surviving economic realities is a boxing match for small service businesses in Finland. They're battered, but not broken. Amid low profitability and rising costs post-Covid, their resilience is remarkable.
Full story:
https://www.kiiskiunfolding.com/blog-1/underdog-to-outcast-a-tale-of-survival-in-the-service-sector

2023-06-26 08:05:29

Possessing Bitcoin is not about dreaming of wealth but about appreciating the freedom it offers.
https://void.cat/d/Tg2x5GPi918nGCWaj6WSYm.webp

2023-06-22 13:51:17

Trying to find sanity in a world that's gone mad? Me too.
Bitcoin seems to be the sanest bet.
https://www.kiiskiunfolding.com/blog-1/the-modern-economy-a-madhouse-of-monetary-illusions

2023-06-13 15:14:04

Step into my journey of self-improvement in Part 2 of 'The Road to Well-being'. Explore the changes I made in fitness, diet, and mindset to create a better me!
https://www.kiiskiunfolding.com/blog-1/the-road-to-well-being-my-personal-journey-part-2

2023-06-02 05:16:32

Freedom is massively undervalued - Bet Bitcoin.
Not all are created equal in the world of assets and value storage.
Picture this landscape as a city, where the asset holds the highest, most desirable ground with the best characteristics for storing and growing value over time. What would you choose? Who stands to benefit when we chain ourselves to a mortgage and ignore the potential of assets like Bitcoin?
Why do people flock to the hamster wheel and trap themselves with liabilities? Is the comfort of owning your home worth the shackles of a 30-year debt? Reflect on this: you're trading decades of your freedom for a single asset that may not appreciate as much as you think. By all means, buy the farmland on high ground (like the billionaires now do) with cash. What if you don’t have billions?
A-GRADE
At the peak, we have Bitcoin. Like prime A-grade real estate, Bitcoin enjoys a built-in scarcity with a cap of 21 million coins. This scarcity gives it a distinct advantage over other forms of value storage. It's like owning a prime city property that cannot be duplicated or artificially inflated. On top of that, Bitcoin's decentralization makes it resistant to:
Political or economic interference. NOBODY CAN CONTROL IT.
→ Owning real estate outright with no possibility of eminent domain or government seizure. It is so powerful, yet so few...
It's like owning a skyscraper in a city where every other building is made of straw.
B-GRADE
The suburbs of our city are occupied by commodities - our B-grade assets. While commodities have inherent value and are a traditional hedge against inflation, they don't hold the same advantages as Bitcoin. Market conditions, political instability, and logistical issues can influence their value. Additionally, while some commodities are finite, they don't have the strict, verifiable scarcity of Bitcoin.
How are these competitive against Bitcoin?
C-GRADE
Finally, at the lowest ground, we find fiat currencies. In this model, fiat currencies are like C-grade property in a flood zone. Fiat currencies can be produced in unlimited quantities by central banks, leading to inflation or even hyperinflation. Massive debasement ahead. Look at Norway for, eg - Where is it heading?
They are also subject to governmental control and policy decisions. Over time, these characteristics make them a shitty method for storing time and energy - Don’t do it.
How insanely mental is it that the “debt ceiling” is unlimited for a few years? Imagine an average middle-income family living paycheck to paycheck and amassing massive credit card debt, which is now on the brink of default. What to do? Give 2 years of unlimited debt? “Ok, let’s figure it out after 2 years”. Problem solved?
I ask myself daily - I am always the crazy one here or? I certainly will not sell my freedom in this landscape.
In this economic landscape, I wish I had a currency I could bet, I even though NOK would be ok “They have everything that EUROPE needs, massive resources”, even the Somali shilling would be the better bet, it seems. Imagine waking up to find your life savings devalued overnight. That's the risk you run with fiat currencies…
Bitcoin stands tall on the highest ground.
- First Global
- Private (no government oversight)
- Digital rules-based
- Monetary system
Read carefully and rinse and repeat.
And those entrusting their future to fiat currencies - enjoy the inevitable value erosion.
Start growing a pair, start to question everything, and start learning. Cope with stoicism and live prudently. Stay humble and stack sats. And most importantly, do your own research. Dive into the world of Bitcoin and other assets. See for yourself if the economic landscape is as I've described. Make your own decisions. Your future wealth depends on it.
Don't trade your invaluable freedom for a worthless illusion. Choose the assets that empower you, not enslave you.

2023-06-01 09:29:07

Your freedom is your most valuable asset.
Are you trading your freedom for a fragile fiat system?
Morning rant out: Bet #Bitcoin
https://www.kiiskiunfolding.com/blog-1/freedom-is-massively-undervalued

2023-05-26 18:11:32

Like Eckhart Tolle found Zen masters in cats, we find ours in Bitcoin
No counter-parties, no debasements. Just pure, decentralized serenity 💪 Have a nice weekend!
https://void.cat/d/NQeUrJQ9vUWah7bmeDEuMk.web

2023-05-10 18:07:18

https://void.cat/d/ECyxaSu6zX2Zv8kkerLkDm.webp

2023-05-08 15:48:29

Bitcoin - High Transaction Fees: A Sign of Growing Pains and a Stronger Network
I'm no expert on JPEGS, BRC-20, or even Bitcoin, but I enjoy learning and sharing my thoughts on these topics as I continue to grow and discover new things.
Is this good for Bitcoin ? YES. If you pay the fee, there is no problem.
It is exciting, fun, and awesome to try something new. So much confusion and fear concerning Bitcoin due to this “more usage”. The base layer works as intended, and miners’ fees are at a record high.
Innovation on top of the Taproot upgrade “ordinals” “BRC-20” has led to an influx of spam transactions, putting the Bitcoin network to the test. This is what Bitcoin needs, which is very beneficial for Bitcoin in the long run as it tests and strengthens the network.
🚀 The Emergence of BRC-20 and Ordinals.
These are purely the result of the Taproot upgrade, and now “crypto degens” are doing what crypto degens do, experiment, have fun, do weird shit, and gamble the shit out of anything - Productizing the Bitcoin block space.
JPEGS - ordinals - NFT
BRC-20 - “memecoins”
This allows for creating new “asset classes” like BRC-20, which offers a "fair mint" issuance mechanism over several blocks. Those who pay the most for the block space receive an allocation known as proof-of-fees-paid.
→ Increased demand for Bitcoin's block space, resulting in higher fees.
🕰️ The Benefits for Miners and the Bitcoin Network:
Higher transaction fees undoubtedly benefit miners, who receive more rewards for processing these transactions. Additionally, the higher fees are a testament to the increased network usage, which ultimately strengthens Bitcoin's security and robustness.
443k unconfirmed TXs. Yeah it is pretty crazy at the moment. Bitcoin is still in its infancy, with a 500bn market cap, and how many people have even heard about Bitcoin?
The market will adapt to these changes, leading to a more resilient Bitcoin ecosystem. Solutions like the Lightning Network and Liquid Networks already exist, and more innovations will likely emerge in response to these growing pains. Binance is already hinting they will adopt lightning?
→ More innovations will likely emerge in response to these growing pains.
💡Conclusion
The market will find a way to harmonize and adapt to these changes, ultimately leading to a more robust and resilient Bitcoin ecosystem. Bitcoin is still in its infancy.
We are witnessing growing pains. Bitcoin, if anything, can withstand challenges and continues to grow and innovate.
Chill, have a lower time preference and stop the drama. Enjoy the ride as we watch the Bitcoin ecosystem evolve and mature.

2023-05-06 07:27:20

Delving into Bitcoin mining research, and I'm blown away by the whirlwind of competition and beauty it entails.
This extraordinary force is steering electrification and a greener world.
I will publish something in May. This will be quite a ride...
Send good reads and resources, much appreciated _o/
https://void.cat/d/6ap9HsxtcKZfQVjZv8m7m8.webp

2023-05-06 07:09:54

GM
"The happiness of your life depends upon the quality of your thoughts." - Marcus Aurelius
Let your mind focus on the positive, and watch your life improve. 💪🌞
https://void.cat/d/8SfbnAHMkzmW3hhckYqMQK.webp

2023-05-04 15:37:04

Bitcoin is an unbiased player in a world of economic conflict and instability.
100 reasons to be bullish on Bitcoin, but what excites me the most in the near future? Bitcoiners
Read more:
https://www.kiiskiunfolding.com/blog-1/bitcoins-unstoppable-momentum-embracing-change-in-a-volatile-world

2023-05-01 18:36:42

Happy 1st of May! 🎉
As nature blooms, let's seize the opportunity to grow and flourish along with it!
https://void.cat/d/quwbBkcD7ntGArTf63cPN.webp

2023-04-30 06:18:55

The road to Bitcoin may make you feel lost at times.
Stay curious and keep learning 💪
https://nostr.build/i/nostr.build_c034cfc066818ff742a567fced466e412027625d60736cb762036e33ab71b3b3.jpg

2023-04-30 05:05:18

GM
https://nostr.build/i/nostr.build_57f64d4c8cc1a336c6f5117f006e8acef23e641ec73a98a82833b6970c76b1f1.jpg

2023-04-22 05:02:58

"When you arise in the morning, think of what a precious privilege it is to be alive - to breathe, to think, to enjoy, to love." - Marcus Aurelius
Be grateful for each day and make the most of it.
https://void.cat/d/N8gpffZy1c9QFUksSz2w3j.webp

2023-04-19 08:57:42

Discover if Nintendo's legendary gaming history translates into a legendary investment opportunity!
You hope, dream, and pray that your dad will give up smoking, but in the end, you get nothing... I grew up with Nintendo...
https://kiiski.substack.com/p/nintendos-untapped-potential-great

2023-04-13 06:37:53

GM
<3

2023-04-12 11:47:22

New piece (Self-indulgent rant warning)
Finland: Kicking the Can Down the Road to Nowhere
https://kiiski.substack.com/p/finland-kicking-the-can-down-the

2023-04-09 04:57:01

2023-04-08 06:10:56

What if 1929 deflation?
Remember, this isn't about spreading doom and gloom – it's about arming ourselves with knowledge and staying adaptable.
https://kiiski.substack.com/p/preparing-for-a-deflationary-spiral
https://nostr.build/i/nostr.build_2e5a7809064731e7d323da20173b43c0508d41ace2224962f255698cd43b0b2c.jpg

2023-04-08 05:02:58

2023-03-27 16:39:37

Keep supporting #bitcoin only companies.

2023-03-27 10:20:41

Bitcoin often changes people because it represents a paradigm shift.
Bitcoin does something fun to your mind. You start to question everything. It is truly a paradigm shift in our understanding of what value is.
What other doors Bitcoin have opened for you?
I am currently venturing into Stoicism and minimalism...

2023-03-26 13:12:33

To cheer up your lovely Sunday afternoon.
Friedrich August von Hayek: "Has monetary policy ever done any good? I don't think so."
https://nostr.build/av/nostr.build_66dc68afa94247085bf9277b41a6549bcaa4169d8d6d612b70523c56f360597c.mp4

2023-03-23 08:13:19

A quick reminder why Bitcoin is the ultimate savings account in a high-inflation world. Fuck 🤡 bet Bitcoin!
https://kiiski.substack.com/p/why-bitcoin-is-the-best-savings-account
https://void.cat/d/XLWyDLAqx5jbSrWAdWp51y.webp

2023-03-23 06:17:19

GM
Keep your head cool, but don't let your brain freeze over!

2023-03-18 06:29:54

Amid the current banking crisis, it's easy to get caught up in the short-term noise. Let them fuckers go tits-up and wonder what the fuck the 🤡 will say next. We retail focus on long-term financial goals. Volatility is just part of the journey. Patience and discipline will win in the long run.
https://void.cat/d/H5SQXrtoieXPjbUHuTw6PE.webp

2023-03-18 06:06:54

GM
I am stacking sats today!

2023-03-11 07:18:42

GM
Have a lovely Saturday <3

2023-03-10 22:17:06

GN
Sleeping well, no need to trust anybody.
Bitcoin <3

2023-03-04 07:22:33

Clip of the day by Peter Lynch, is packed with timeless wisdom that still holds true today.
https://www.youtube.com/clip/UgkxGr17HEgTkBVBiKoAjvlxUvnODPhSrCZx
- Do your own research.
- Understand where you invest in.
- Be patient.
F&ck the noise, have a long-term perspective and don't get too caught up in short-term fluctuations - Cut the sitting here & guessing type bullshit.

2023-03-04 06:07:16

GM
Wrote my morning pages 500-750 words. Just puking it all there and deleting, feels good. Give it a try!

2023-03-02 16:34:40

- reply

Classic
https://void.cat/d/BamhqXAkvAERbocmCiS2JT.webp

2023-03-02 06:08:40

2023-03-01 11:37:29

Modern debt slavery:
Success consists of being able to secure evergrowing quantities of debt as you pass through the stages of life: a big college loan that allows you to get into the best paying job, whose salary will allow you a larger loan for a large house and another loan for a car. With more hard work at the company and dedication to its cause, you may succeed in getting and even larger negative balance of fiat for a bigger home and fancier car. Should you succeed even more and start your own business, you do not do it with your own accumulated capital, but rather with a bigger loan. The larger and the more successful the business, the more you are able to borrow. In sum, success in fiat means accumulating larger negative cash balances, and people live their entire lives stacking debt obligations upon themselves.
The Fiat Standard - Saifedean Ammous

2023-02-28 17:39:51

- reply

🔥

2023-02-28 17:38:53

Finland - Housing company loans - Ticking bomb - Who gets hurt?
-> The Finnish middle class is 99% in variable rates.
- Continue to lose purchasing power.
-> Currently middle class gets 270-300k mortgage (with 50k savings).
- At the moment, ten houses are listed below 300k... (All in need of massive renovations)
I still believe there won't be a major crash in prices in the short term. Why?
Finns have shown themselves extremely conscientious and are unlikely to abuse the system. We love the system.
Read more here:
https://kiiski.substack.com/p/housing-company-loans-ticking-bomb
https://void.cat/d/XJxCZ4dounnK9DGvP63xoi.webp

2023-02-28 10:51:14

Finding out-of-favor stocks
BASF Analysis: An Undervalued Monster?
https://kiiski.substack.com/p/basf-analysis-undervalued-monster
comes with one big risk...

2023-02-25 05:50:49

2023-02-24 19:50:49

- reply

In!! ❤️

2023-02-24 15:51:39

- reply

Yeah!! Love it! Have a nice weekend

2023-02-24 07:57:58

GM
Is where you want to be in ten years worth ten years of failure?
Is ten years of what you do now worth it at all?

2023-02-23 10:53:31

Note to myself: Don't go to the gym even if you are slightly sick - Results: Fever and even sicker and probably prolonged this disease.
Overexerting yourself is not the solution. The purpose is to maximize overall health and wellness!

2023-02-23 05:59:51

2023-02-22 14:58:38

Perspective from a small Finnish service business - Recession or what's next?
https://kiiski.substack.com/p/recession-outlook-from-small-finnish