freakazoid

do you really think the RISK of defaulting a loan (ANY loan) is the same for:
Person 1: paid 20% collateral
Person 2: paid NOTHING as collateral
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Think again...
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.
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Sorry to burst your bubble on the "patrol of the truth" my dude, but *you* are misinformed.
Putting collateral or not, factors-in A LOT during the underwritting process (you know they have underwritters signing-off before releasing the loans, right?).
Again: it's ok to not being aware of this if you've never went to this process. Now ignoring this fact just to prove a point in a conversation with another anon it's another completely different thing. Have a great day!

2024-11-04 14:53:53

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@npub18la…cfsz entao vc curte uma boneca?

2024-11-04 14:44:01

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> LUCIFER
vc confia no Vaticano?

2024-11-04 14:37:34

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Look, there's another way to interpret this:
- Banks are not our friends and they don't care if we (homeowners) go underwater
- Also, they don't collect the 20% collateral, you have to pay it directly to the realtor's company (security deposit +1d after you both agree on the transaction AND the remaining of collateral by the closing date) -- meaning this doesn't go to the bank, that lends you the 80% standing out payment (this goes to the realtors' company and after taking their cut the seller receives it in full, but after closing date)
- The collateral payment is just a way to guarantee that you get into the loan really exposed, with skin in the game, meaning that you HAVE to pay, otherwise if you default, you lose all of the collateral and the bank can dump the house at face value on foreclosure, pocketing-in any interest already paid off

2024-11-04 14:11:43

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se matem desgracados, se matem

2024-11-01 04:33:54

what's killing me: JUST MISS YOUR BUNGHOLE SO MUCH BABE #note1qu7…zenk

2024-10-31 13:36:56

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tu eh um gordao tetudo e peludo
imagina se algum tonto vai ficar te zapeando sats
te liga mane kkkkkkkkkk

2024-10-31 13:29:49

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now that's a FAT JOINT, my dude
don't let that burn your socks! hehehehehe

2024-10-31 13:10:24

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falow ae gordao peludo

2024-10-22 23:01:31

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sei nao heim... dps de tanta groselha, so se o pedaço estiver caramelizado e espetado num palito, tipo uma maçã do amor (só que de tecido nervoso)

2024-10-17 04:39:02

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the more monitors you have, the larger are the gains

2024-10-17 00:07:13

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speedmasters are so iconic

2024-10-16 12:13:24

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congrats dude! and stack +1 BTC while you can!

2024-10-09 22:39:28

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sinto vontade de cagar

2024-10-04 23:46:40

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seiko ssk001 por ~ USD 380

2024-10-04 16:19:26

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vai la, e libera o brioco pra ele que ele volta

2024-10-04 14:13:01

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entao abre a boca safada!
8 ::::::::::::: D ~~~~~

2024-10-04 13:52:43

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FAKETOSHI STRIKES AGAIN?

2024-10-04 13:51:33

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kkkkkkkkkkkkkk quem medo de quem aqui?

2024-10-04 03:51:53

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poderiamos eliminar o OLODUM tb, se nao for pedir muito?

2024-10-03 22:27:53

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Senhor, sinto lhe informar: mas vc é um baita de gayzão

2024-10-03 14:46:52

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motoboy dando grau na CG com escape furado logo cedo?

2024-10-01 18:51:08

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agora imagina o maluco acordando logo cedo, de pau duro pensando na fragrancia de feijoada com pneu queimado que o aguarda, daí toma um cafezinho e ve o noticiario, mas ja ensaiando como se fosse um maestro a bela dedada que vai dar no boga dos coitados durante o dia todo, é um trampo pra degenerado over 9k

2024-10-01 18:15:17

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o apelido do medico: MAO DE ET
#confia

2024-10-01 11:31:45

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tipo a cachaça: SELETA kkkkkk

2024-09-30 13:37:59

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mama me olhando seu chorao do caralho kkkkkkkkkkk

2024-09-25 12:54:51

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mulher de traficante, pra mim é homem
.
.
.
só como o cu
🤣🤣🤣🤣

2024-09-25 12:48:23

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to the right place fren

2024-09-24 20:37:13

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namorar traveco é só vantagem bixo: libera brioco o mês inteiro sem frescura, joga um FIFA junto tomando uma breja e ainda te ajuda a trocar o pneu do carro na moral sem reclamar atoa

2024-09-23 14:11:16

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talking heads dude

2024-09-17 03:48:55

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the gang called bang

2024-09-16 13:05:26

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too much of Satan inside

2024-09-16 12:24:24

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1 old fart x 13 shemales

2024-09-04 20:10:20

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hahahahahaha what a dumbass bro, did you clean the bunghole at least?

2024-07-18 01:51:15

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then you will have to UNLEARN how to drive
and it comes full circle

2024-07-10 12:49:32

How much for THIS???
🍩🔥 #note1qpc…q3mr

2024-07-10 03:30:07

only 20% of your portfolio is on BTC!?!?! THOSE ARE ROOKIE NUMBERS!!! #note16qa…pg0t

2024-07-09 04:45:03

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if life gives you lemons, why not squeeze on her tits and pour some vodka before drinking?

2024-07-06 00:10:33

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ready to get fucking drunk -- again!!! cheers!

2024-07-04 05:15:11

you can be so many things in life...
don't be:
- gay
OR (inclusive)
- weak
that's all folks!

2024-07-04 05:12:50

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those fuckers are fucking faggots, 10/10 they suck each other's cock just because -- if there was a gayer way to be gay, those dudes would be the 1st in line

2024-07-04 05:10:09

THIS. we salute you fucking sodomites! have a great day frens! #note1v4e…222j

2024-07-04 05:08:37

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GM my trannie lover! Have a wonderful day!

2024-06-27 02:58:42

ome day: Jesus Christ, the king of kings, will come back as the king warrior bringing God's wrath upon humanity and all the degeneracy on Earth https://image.nostr.build/1ccc226ca141dd37aba743a4a61f6ae8201ab692275b1524316f0931573a4d3d.jpg

2024-06-18 17:38:13

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at least it's not the ass (this time! hahahaha)

2024-06-14 18:39:21

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explendido

2024-06-07 20:15:18

O COLATERAL SUPREMO
THE SUPREME COLLATERAL

2024-05-09 17:33:34

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pelo menos a Internet é boa:
💣💥FIBRA GÓTICA 💣💥

2024-04-13 02:13:03

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roses are red
violets are blue
shut the fuck up
and TOMA NO CU

2024-04-08 15:12:46

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BIG ASSES BRO

2024-04-08 15:11:19

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aSs FuCkEr PrO

2024-03-29 03:26:31

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I know this is fake because the earth is flat, not a globe
#checkmate

2024-03-20 01:17:50

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first update, then upgrade

2024-03-07 01:40:48

MAMA
ME
OLHANDO
#nostr

2024-03-06 14:15:22

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BRAVO!

2024-02-24 01:59:24

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sure they do my ancient alien

2024-02-19 14:20:12

WE ARE NOT GONNA EAT ZE BUGZ #note1svc…zjux

2024-02-11 03:25:09

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and I hate BRAZIL
just love BUNDAS

2024-02-07 21:37:26

FAKETOSHI #note1sy5…yuqc

2024-02-04 22:02:21

FAKETOSHI is an asshole #note19k9…9z5y

2024-02-01 22:24:55

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pelo menos esse daí nao vai reclamar que a patroa nao libera o brioco

2024-01-23 20:38:27

o melhor dinheiro é aquele investido no proprio pau
fodam-se os juros compostos

2024-01-14 18:16:15

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name this: IT'S A MEEEE WITH A GO PRO IN MY DICK

2024-01-11 15:15:50

GM #note1lwp…22j6

2024-01-07 15:11:03

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fucking market makers preparing for the shit show
spot ETF is near!

2023-12-30 14:06:38

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1913: Federal Reserve was created
(see the Nephilim Agenda by Dr. Laura Sanger)
1971: End of Bretton Woods system, meaning the end of gold standard, and further currency debasement (dollar lost ~97% of purchasing power)
Federal Reserve and its monetary policies are Satanic
Bitcoin fixes this

2023-12-30 14:01:14

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D please

2023-12-30 01:54:16

SEMPRE FOI #note1hta…tfdv

2023-12-21 06:02:18

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genesis 6 is to blame

2023-12-21 05:55:20

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BELISSIMO

2023-12-15 07:01:30