They're not. By law the banks can't touch your cash (as in customer deposits). That money has to be liquid and in the account.
Where the "loans to the bank" comes in is with CDs or Fixed deposits that are fixed for a term. That money is used by the banks to provide credit services.
Savings are just that. It's meant to be untouched but some banks.. will do this and thus you have this kind of video.
There should never be risk to deposit cash, at least this is what happens after 2008
S!ayer
npub1eh…3mz4s
2025-03-25 17:29:23
in reply to nevent1q…swcp
Author Public Key
npub1ehkvx8rdjsrwnf7kkqr8gy42vcwe6vwgqdwrl4juqccp689v8wfqr3mz4sPublished at
2025-03-25 17:29:23Event JSON
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