leo on Nostr: For the second time this year I made a credit card payment and I’m shocked how bad ...

For the second time this year I made a credit card payment and I’m shocked how bad the UX has gotten:
- Enter card details and address
- Get redirected to 2FA portal
- Log into bank website (requires 2FA SMS)
- Obtain “secure code,” which requires a 2nd 2FA SMS
- Enter secure code into 2FA portal
- Obtain 3rd 2FA SMS, enter into portal
- Payment confirmed, receive confirmation SMS
At this point I suspect banks are even making it easier for scammers, as they patiently walk you through this kafkaesk security theater.

That Lightning isn’t available as an online payment even for high-risk transactions should make you seriously doubt yourself, Bitcoin and the world around you.