npub1a73wyr3s8ffagwsnlfd548d0nsaqcwdnn6550akehaxglw3kzc8qce7y6q (npub1a73…7y6q)
Nope. My trick is to budget Christmas presents and activities like everything else. That way you know what you'll spend, you'll keep that amount what you can afford, and you don't have to incur debt.