@shutosh on Nostr: Being debt free is the first step .. many people suggest a mortgage (at 3 percent ) ...

Being debt free is the first step .. many people suggest a mortgage (at 3 percent ) is good to keep cuz you can earn say 8 percent in #SPY or even more in #bitcoin .. with money that you had pay to square off the account ...

Nothing is farther from truth ..

If you are not debt free - your mind is locked in perpetual insecurity - Not worth if growth is built on fear !

quoting
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- John Mauldin