Kanzan on Nostr: in short if your threat model is that single sig is good enough you don't need a HWW ...

in short if your threat model is that single sig is good enough
you don't need a HWW
(in theory anyway, obv YMMV)

if you're a known hodler (influencer or whatever. you worry about a targeted attack)
then you need multisig anyway
and hww makes sense.