@shutosh on Nostr: ...

quoting nevent1q…ejf2

Most wallets are funded by credit / debit cards ..

Kids use smart phones cuz they are used to it .. but their percentage of shopping amount is way less ..

I have tried apple pay .. through phone and watch .. and also Google' s through both .. here is my take ... As the novelty whethers down .. it will be over .. cuz it is just too clunky .. besides people will anyway stop using smartphones ..

Btw .. if you are privacy supporter ( which I am not :-) .. first thing you should do is separate your financial life from smart devices .. that is like a no brainer :-) cuz ..now you are not only KYCed.. you are literally part of data arbitration..

Credit card companies ..do sell you data .. but there is at least a level of separation..

Besides ..smartphones will be legacy like the PC .. new gadgets like AI smart glasses and pandents .. will take time for payments ..

And finally the safety of a separate device .. what if your phone died ..battery .. you don't want to recharge your payments system everyday ..

Separation of payments from smart devices is a fundamental requirement .. lightning has a massive opportunity.. but it will fail cuz bitcoiners don't know how to run finance as a business .. they want freedom from finance .. that is what they will get :-)