Debifi

Borrow against your bitcoin in a non-custodial way! Bitcoin-backed lending platform providing institutional-grade liquidity.

Public Key

npub19yfzme2usrukjgwxs3eekfnj5xhnarygpqjr2m48agsvvgz32ggqhymc68

Profile Code

nprofile1qqszjy3du4wgp7tfy8rgguumyee2rte73jyqsfp4d6n75gxxypg4yyqpzdmhxw309akx7cmpd35x7um58gmnwdehqyshwue69uhkuctn9euh2mnfv4e8ymmywf5kwat90ghxxmmd8g6rsdpc7eudg0

Publishing to

localhost:7777

nas.yunierrodriguez.com:4848

Author Public Key

npub19yfzme2usrukjgwxs3eekfnj5xhnarygpqjr2m48agsvvgz32ggqhymc68

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Last Notes

2025-05-22 13:18:02

🍕 May 22, 2010: Laszlo traded 10,000 BTC for 2 pizzas.
Today? That’s millions of dollars - and proof that Bitcoin is real money.
But here’s the lesson: Don’t sell your future for a slice.
📌 Don’t sell. Borrow.
Use #Bitcoin as collateral.
#BitcoinPizzaDay
https://blossom.primal.net/64017c4bff7fa998ee3f90b30405ba4fad78693e8b97c96ebe28704ce851d4b7.png

2025-05-12 08:57:45

Metaplanet just leapfrogged El Salvador with 6,796 BTC on its balance sheet.
$126M buy at $102K/BTC. +170% YTD yield.
This isn’t speculation - this is capital allocation on a Bitcoin standard.
The future belongs to those who hold, not sell.
source: https://beincrypto.com/metaplanet-bitcoin-strategy-outpaces-el-salvador/
https://blossom.primal.net/0a975affe5a1397d0f0aed9583a7051dfa6c9b6f77dee4136798357974a6f997.png

2025-05-07 14:31:04

Historic moment for Bitcoin in the U.S.
New Hampshire becomes the first state to legalize a #bitcoinreserve. Governor Kelly Ayotte signs HB 302 into law - ushering in sound money as a hedge against inflation.
Other states, take notes. #Bitcoin is national treasure.
source: https://decrypt.co/318147/new-hampshire-signs-bitcoin-reserve-bill
https://blossom.primal.net/dbb724b8492f1976234ab1a63be5b0ecc6b55a78f83220425428867b9b7c2119.png

2025-04-17 16:43:34

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What happens if Debifi disappears?
In an unlikely event of Debifi going offline bitcoin can be extracted by using freely available extraction tool and coordination between the lender, the borrower and the authorised key holder.
There is no vendor lock in as Debifi implements the properties of the bitcoin network itself.
https://m.primal.net/QTtL.png

2025-04-17 16:42:41

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Can I use my own key?
Yes. While initiating the loan the user will be asked to choose the key from the secure storage of Debifi app or to use a special signing device.
Currently Debifi is supporting two hardware wallets (COLDCARD MK4 and Q).
Using an offline device increases the security, as your keys never touch the internet.
https://m.primal.net/QTtI.png

2025-04-17 15:02:51

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What is Multi-Party Custody?
It’s a security model where multiple parties hold keys.
Debifi uses a 3-of-4 multisig escrow Bitcoin stays locked unless 3 trusted parties agree.
No single point of failure.
No custodians. Just pure #bitcoinsecurity.
https://m.primal.net/QTlY.png

2025-04-15 17:37:25

Bitcoin Backed Loans VS Fiat Loans
🟧 Fixed Supply: 21M #BTC = zero inflation risk
🔐 Censorship Resistant: No freezes, no gatekeepers.
📜 Transparent: On-chain, immutable.
💥 Permissionless: no credit score, no borders.
🌍 Global: #p2p, frictionless finance.
#bitcoinloans
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2025-04-14 15:05:22

No vendor lock-in isn’t a feature. It’s a principle.
In #Bitcoin-native finance, your freedom must not depend on anyone’s survival.
Platforms vanish 😐
Code breaks 🧱
Companies die 🪦
That’s why Debifi lets you access your #BTC - no matter what happens.
#bitcoinloans
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2025-01-27 16:22:34

Borrow. Don’t sell. Unlock your #Bitcoin’s true potential with collateralized loans.
This week: Offers for borrowers ready to hold strong 💪, with fiat options available in EUR, USD, and CHF. #Bitcoinloans
https://m.primal.net/OCvz.png

2025-01-24 18:30:20

🔥 Only 10% APR for CHF loans! 🔥
Need fiat liquidity? Hold your #Bitcoin and borrow with Berglinde. Don’t sell, unlock its true potential! 🚀 #BitcoinLoans
https://m.primal.net/NyOI.png

2025-01-16 20:16:47

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🚀 Bitcoin-Only Loans Built on Trust and Transparency
Our loans are designed with #Bitcoin’s true value at heart:
✅ Bitcoin Only: No altcoins.
✅ No Rehypothecation: Your collateral stays yours.
✅ Multisig Security: You hold a key, ensuring control.
#bitcoinloans
https://m.primal.net/Njni.png

2025-01-16 14:23:37

🚀 Big news: Pension funds are dipping their toes into #Bitcoin! 🚀
As traditionally conservative investors embrace #BTC via regulated ETFs, it’s clear: Bitcoin isn’t just a hedge—it’s becoming a core asset.
#bitcoinnews
source: https://www.ft.com/content/4146fbca-2930-41ef-965d-9cc8ea1d9aaf
https://m.primal.net/NjQO.png

2025-01-13 19:01:11

🚀 Big News: BlackRock launches the iShares Bitcoin ETF on Cboe Canada!
This ETF offers Canadians a regulated, cost-effective way to gain exposure to #Bitcoin through traditional brokerage accounts.
source: https://www.businesswire.com/news/home/20250113540226/en/BlackRock-Launches-New-Bitcoin-ETF-on-Cboe-Canada
https://m.primal.net/NfEM.png

2025-01-09 12:32:39

#Bitcoin futures open interest hits a record 51,000 on CME, signaling unprecedented institutional demand! 🚀 As spot ETFs drive $44B in inflows, Bitcoin’s dominance as the ultimate store of value solidifies.
Don't sell—borrow. Keep control.
source: tinyurl.com/yzd76vsz
https://m.primal.net/NZBQ.jpg

2024-12-31 10:02:29

Australia hits 29 months of continuous Bitcoin ATM growth! 🚀 With 1,359 ATMs, it's now a global leader in adoption, empowering financial sovereignty one Bitcoin transaction at a time. #Bitcoin
source:
https://bravenewcoin.com/insights/australia-maintains-29-month-streak-of-bitcoin-atm-growth

2024-12-24 13:46:15

31% of Bitcoin is now held by ETFs, governments, and MicroStrategy – up from 14% last year! 🚀
#MicroStrategy continues to lead as the “Bitcoin bank,” bridging traditional finance to #Bitcoin.
source:
https://dailyhodl.com/2024/12/24/31-of-all-bitcoin-holdings-now-belong-to-etfs-governments-and-microstrategy-mstr-cryptoquant-ceo/

2024-12-16 19:45:21

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2024-12-16 18:13:03

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2024-12-16 17:47:54

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2024-12-16 17:46:54

2024: Bitcoin thrived, and freedom marched on. 🚀
#YearInReview #2024Highlights #Bitcoin
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2024-12-03 14:44:27

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Debifi is already available in US.

2024-11-27 13:31:01

𝐓𝐡𝐞 𝐏𝐚𝐲𝐝𝐚𝐲 𝐋𝐨𝐚𝐧 𝐓𝐫𝐚𝐩 & 𝐇𝐨𝐰 𝐁𝐢𝐭𝐜𝐨𝐢𝐧 𝐅𝐢𝐱𝐞𝐬 𝐈𝐭 🌍
Around the world, millions turn to payday loans when they’re short on cash.
But what seems like a quick fix often becomes a trap that’s hard to escape.
Here’s how payday loans work, and why Bitcoin can help:
𝐖𝐡𝐚𝐭 𝐚𝐫𝐞 𝐩𝐚𝐲𝐝𝐚𝐲 𝐥𝐨𝐚𝐧𝐬?
Payday loans are short-term, high-interest loans meant to help people until their next paycheck.
With interest rates skyrocketing to 300%-500% APR, these loans often do far more damage than relief, trapping borrowers in cycles of relentless debt.
𝐓𝐡𝐞 𝐭𝐫𝐚𝐩:
Borrowers often struggle to repay the loan in full, leading to rollovers with additional fees. This creates a debt spiral that’s nearly impossible to escape.
𝐖𝐡𝐨’𝐬 𝐚𝐟𝐟𝐞𝐜𝐭𝐞𝐝?
Payday loans disproportionately impact:
• Low-income individuals
• Those without access to traditional credit
• People facing emergencies
These loans often prey on those who need financial help the most, pushing them deeper into debt.
𝐓𝐡𝐞 𝐫𝐨𝐥𝐞 𝐨𝐟 𝐁𝐢𝐭𝐜𝐨𝐢𝐧
Bitcoin is changing the game by offering a decentralized, permissionless financial system.
Instead of predatory practices, Bitcoin-backed loans provide:
• Low-cost loan alternatives
• No credit checks
• The ability to maintain your wealth
By using #Bitcoin as collateral, individuals excluded from the traditional banking system can access the funds they need without falling victim to predatory practices.
Bitcoin empowers individuals to break free from predatory financial systems, creating new opportunities for financial freedom. https://image.nostr.build/ad201c4ec7dcdf5e62ffa0964b0ed8f9506f1fa1b5dda488cb38c34389c3e759.jpg

2024-11-15 15:35:43

Bitcoin adoption is growing daily in every area of the world 🌎.
We are still so early.
More adoption means more services are needed.
And we’re here to help turn your startup ideas into reality. https://video.nostr.build/d258710120aa96081c254342e52069b246f14578417aaccb75b2615baa029ad7.mp4

2024-11-13 12:26:35

Debts can be a trap. Or a path to freedom. 🕊️
It all depends on how you use them.
Taking a loan to keep your #Bitcoin, while covering your expenses, can be your best financial planning in the long run.
While your collateral gains value, the debt essentially repays itself. https://image.nostr.build/40f43be76725ff3e935f5155c8bb5653cbcc2045f9ebabb75b199578abc1728c.gif

2024-11-05 14:45:14

Borrowing against your #Bitcoin with a stablecoin loan can balance your immediate needs with long-term goals. This way, you manage cash flow without selling your Bitcoin and keep your investments steady.
#Stablecoin loans are convenient because instantly spendable.
#Debifi https://image.nostr.build/0b5c3faa5423a35de4a904d07a63923374ccc7f8f2640d1b4d52ec8fad9589e3.jpg

2024-10-28 14:10:35

Access the funding you need to bring your vision to life.
The best time to start is right now. https://image.nostr.build/43b7111820c9e8ec1cd771721c84e8b03ffe7a232d4cb7f25b6f65638b43f875.jpg

2024-10-25 11:01:13

Day 1!
#Debifi’s booth is waiting for you on the second floor of Villa Ciani 🧡
PlaB Forum https://image.nostr.build/cbf9851d6de1f2f80bdebd730eaf46a3f192852a0c3b8de7c197ef92a4d6ef33.jpg

2024-10-24 12:42:56

One day to go! 🚀
Come find us at #Debifi’s booth and say hi 👋 We can’t wait to meet you!
🧡 Proud sponsors
🎤 PlanB Forum
🗓️ 25 - 26 October
📍Lugano

2024-10-18 17:14:14

🚨 SPECIAL ANNOUNCEMENT!
The new version of the #Debifi app (v0.0.52) is now live! 🎉
We’ve packed this release with features designed to enhance your security and user experience:
• 🔑 Coldcard MK4 Integration
Now you can store your escrow keys directly on the Coldcard MK4 hardware wallet! 🛡
• 🌐 Explore Page: Find useful content right in the app.
• 📩 Contact Form: Get support quickly, without leaving the app.
• 🛠 Bug Fixes: Smoother, more reliable performance!
Don’t wait! Update your Debifi app now to enjoy the new features and stable performance! https://video.nostr.build/bed0b66c2a0934a81440219edd8b37025f789a79ea0c501171a3ea4a5eaaa522.mp4

2024-09-30 12:50:04

🚨 Calling all Bitcoiners on Nostr! 🚨
As #Bitcoin adoption grows and traditional institutions enter the space, it’s time for us to show them what our community truly stands for.
Your voice matters. We invite you to take part in our quick, anonymous survey to help shape solutions that stay true to Bitcoin’s principles.
No personal data will be collected—this is fully anonymous. We only ask about age and gender for demographic insights, but your privacy always comes first. No identifiable data will be collected.
Let’s build services for the community, with the community, while staying true to Bitcoin’s decentralized ethos.
🙏 Share this with your fellow Bitcoiners, and together, we can create a future that reflects our shared values.
Link to the survey 👇
https://docs.google.com/forms/d/e/1FAIpQLSckQ6rrHzZUEa_1jnGhDSrnPnF5sfqevtAocRdIl-SZk_l9BQ/viewform

2024-09-23 10:11:21

Check out the latest loan opportunities on Debifi! 👇
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2024-09-18 13:54:55

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In the meantime, catch our keynote from #BH2024 👇
https://youtu.be/vh2zH_zAksE

2024-09-18 13:54:34

Almost a month since we met up with some of you guys in Riga at #BH2024.
Feels like it’s about time for another conference... Who’s ready to catch up again? 👀
Stay tuned, further details coming soon

2024-09-06 12:31:28

Insightful question from @npub1s5y…6q7z at #BH2024
How has institutional adoption of #Bitcoin changed over the past year?
Here's what our CEO @npub1797h37mc98f6363m5nysxd0t2swuz7nxq4z83saw77em3czld6xqvuar68 had to say 👇
https://m.primal.net/KglW.mp4

2024-09-04 17:03:26

Is over-collateralized institutional peer-to-peer lending with multisig the future of #Bitcoin? 🤔
Experts from Swiss TradFi are saying yes!
Dive into this crucial discussion on institutional lending by
@npub1s5y…6q7z, @npub1qhx…04l8 and @npub1797h37mc98f6363m5nysxd0t2swuz7nxq4z83saw77em3czld6xqvuar68 on the latest episode of The Investor's Podcast here 👇
https://m.primal.net/KeIR.mp4
https://youtu.be/9LQ4AElWDMc

2024-09-02 12:49:20

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Click here for the full panel, starting at 5:53:35
https://www.youtube.com/live/tgQHBN2PtMo?si=1tH9ylE1Mec_AaWc

2024-09-02 12:48:26

Want to know what it's like building a Bitcoin company?
Check out what our CEO @npub1797h37mc98f6363m5nysxd0t2swuz7nxq4z83saw77em3czld6xqvuar68 had to say during his closing panel with @npub1sg6…f63m, @npub1cn4…3vle, @npub1sax…u5fv, and @npub1qny…95gx at #BH2024 by @npub1yul…ncdu https://m.primal.net/KaVX.mp4

2024-08-22 12:40:35

Can’t wait to show you what we’ve got lined up.
We’ve been working hard, and in just a few days, it’s all coming together.
Baltic Honeybadger on August 24-25 is going to be something special! 👀 #BH2024

2024-07-23 21:02:28

Last week on #debifi our offers went 🔥 https://image.nostr.build/198e2aa8ee18d6e9fccd43841e7316eef53496329b3829367aa4a5e707fddb41.jpg

2024-07-17 20:13:59

How can I convince her that I don't have commitment issues when this isn't as secure as my #Debifi multisig? https://image.nostr.build/e872d63247ce7dae2f8046748afb98a9786560781aac92e463f88299692ecfda.jpg

2024-07-04 16:02:26

We, your wonderful #Debifi team, are incredibly excited to announce that starting today, the Debifi app source code is publicly available!
Here are some of the main reasons why we open it up 🔽
- Following Best Practices:
We're committed to adhering to the highest standards in the industry. By publishing the source code, we're following the best practices, setting a new benchmark for non-custodial Bitcoin-backed lending.
Link to the repository: https://gitlab.com/debifi-public/debifi-app
- Increased Transparency & Security:
Transparency and security are at the core of our mission. Opening #Debifi app's source code means anyone can audit our code and reproduce app builds from it, enhancing trust and security for all users.
- Integration with Hardware Wallets:
We invite hardware wallet providers to work on integrating their devices with our platform. This collaboration will further secure our users' assets and broaden Debifi's ecosystem.
- Accelerating Innovation:
By opening our code to the community, we're fostering an environment where #innovation can thrive. We believe this move will lead to new features and improvements, significantly accelerating progress in the #Bitcoin lending space.
Explore the full potential of Bitcoin-backed loans with Debifi by visiting our website for more details and join us on this exciting journey towards a more transparent and secure financial future.
https://debifi.com/ https://image.nostr.build/41e6c524e1a82e3a7716b483a536ad84d85cec60379bb7e233a99eef4b08ce01.jpg

2024-07-02 16:30:20

We’re thrilled to introduce to you a brand new feature that we’ve been working on here at #Debifi! 👀
You can now leverage your #Bitcoin as collateral on Debifi to get #fiat deposits directly into your traditional bank account!
Read more about it here 🔽
The capability of this is a significant advantage for those who need access to fiat currency to pursue their dreams and #financial goals while keeping their Bitcoin secure.
Stablecoins are an excellent solution for accessing markets with limited traditional banking services, providing stability and ease of use in regions where banking infrastructure is underdeveloped #blockchain
However, in countries with well-established banking systems like in Europe, having direct access to fiat #currency is crucial.
Learn more about Debifi and how we’re revolutionizing the #lending industry at www.debifi.com.
Stay tuned for more updates! 🌟 https://image.nostr.build/f804aefb091b1644599910c9782442d27d5d9f442d3d89014f519e8cfabb6435.png

2024-04-15 15:24:26

Last Week on #Debifi:
- Our CEO, @npub1797…ar68 , joined @npub1s5y…6q7z for a cool podcast discussion on #Bitcoin. It's always a pleasure hearing their insightful dialogue.
Don't miss this episode where Max shares a piece of golden advice: "Buy Bitcoin, store it, forget it—yield is generated in four years."
🔗 Listen here: https://youtu.be/0DJcXYs5dtE.
- We've officially published our first case study in collaboration with one of our first borrowers @npub1hwm…sum6 ! This document details our innovative approach to revolutionizing Bitcoin lending. It’s packed with insights and groundbreaking methods that you won't want to miss.
🔗 Read the full case study here:
https://habla.news/a/naddr1qvzqqqr4gupzq2gj9hj4eq8edysudprnnvn89gd086xgszpyx4h2063qccs9z5ssqqxnzde3xgunydpk8qunsdphyxpc4g
📽️ For a visual representation, watch our detailed video on the case study. It shows our concepts in action and provides a clearer understanding of our innovative solutions in #Bitcoin lending.
Watch the video here:
🔗 https://youtu.be/JLmAjz96SSc.
- Also, take a moment to check out our latest statistics! We’ve made significant strides this month, and we're excited to share our progress with you.
https://m.primal.net/HvZA.png
Stay tuned for more updates and developments from #Debifi!

2024-03-21 12:39:49

📢 Exciting news!
We're thrilled to announce that Aquarius Fund (a fund on
https://stokr.io) is partnering with us as a new lender.
https://image.nostr.build/d22a7d1ca3d6ec7b5c0869eeb7b6e5dabca15fc0d2c0add9c92a40871ca75336.jpg

2024-03-20 19:13:11

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Coming Soon ™

2024-03-20 17:44:44

Last week on Debifi!
Our Beta is open with loan offers ready for you! Check our stats 😎
Ready to try it out? Register here: https://debifi.com
https://image.nostr.build/f3b29aa61850a1761f657d96d5ebf40040c1990c3cf0f8616d3f71b5f7aac9bc.jpg

2024-03-19 16:05:09

🗝️ New Update! Debifi's mobile app hits v0.0.35 today! 📲 This release brings bug fixes & minor improvements to enhance your experience.
Update your app today! Stay secure and never sell 🫡