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2023-11-28 21:13:55

Autodidact on Nostr: Anyone on here up for giving a young #bitcoiner some advice? Life is getting as ...

Anyone on here up for giving a young #bitcoiner some advice? Life is getting as hectic as a shitcoiner trading meme coins.

I’m 24, I got engaged and a week later found my fiancé is pregnant. Fantastic news, can’t wait to be a dad.

Trouble is we are both living with our parents, cool need to find a place to live.

Question is #rent vs #buy?

Everything I have learned over the past 2 years or so is a house is a massive debt trap. House prices in my area of the #UK (south East) are high and rent is probably similar maybe a bit more than a mortgage.

My fiancé (a true superstar) is great at saving as more than enough for deposit where as I have almost nothing (no one’s fault but my own here). However my earning potential is much higher than hers and I would expect to take over any mortgage or rent payments once I get my next role (should see a big bump in pay - IT support -> Cybersecurity)

I have no interest in remaining in the UK long term (5 years max) so I’m really not comfortable buying a house, but wouldn’t be opposed to it.

My idea is to rent for a year or so, so that I can get this next job and then look for somewhere cheaper to live/be able to afford a mortgage

Everyone seems to be telling me not to rent, but these are the same people telling me that Bitcoin is a waste of time etc. I’m incredibly conflicted right now.

Any #advice welcome 🙏🏽

#asknostr #bitcoin #housing
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