Tom on Nostr: Never buy something you can't afford. Never put yourself into a contract if you don't ...

Never buy something you can't afford. Never put yourself into a contract if you don't already have the money to pay it in full. This includes everything from phones, bikes, cars to houses. Never rely on credit companies to make payments, they are only out to make money from the vulnerable.

Used to work for a car finance company, they really don't give two shits about whether you're able to make the payments, usually a computer does that. Computers don't know your situation.