Why Nostr? What is Njump?
2025-05-15 12:56:16
in reply to

TheOneWithAReallyLongName on Nostr: We can leave it here, but before we do, I'd like to clarify on insurance in the US. ...

We can leave it here, but before we do, I'd like to clarify on insurance in the US. It's not a matter of regulation. This is a longstanding issue in the US that predates any requirements for employers by decades. Until the Affordable Care Act in... 2010ish, there was zero requirement to offer healthcare coverage, and even that's halfway to worthless in achieving that goal. Even today, many employers actually actively try to weasel out of their obligation to offer insurance with trash tier offerings nobody wants or can afford, or with tricks to skirt the triggering requirements like avoiding giving enough hours to workers and keeping them part time.

You can try to pin the blame on modern regulations, but that's just not the case. Businesses started offering it as a benefit during/after... I think WW2. So that's 60ish years between this starting and the government making any serious attempt to regulate the matter. And THEN, after 60 years of learning how this can be used to manipulate your workers and held over their heads, the government stepped in and... Enshrined the relationship in law. They at least attempted to make ALL employers offer it, which would have reduced the capacity to use it for exploitation but not eliminated it. Threat of unemployment is still at minimum a threat of lapse in coverage, and not all employers are obligated to provide.

Another reason I brought it up as my example is that it perfectly illustrates a way that the free market and lack of regulation FAILED people. People couldn't afford health care if things got serious. They couldn't afford insurance. Employers took advantage of this to make their most vulnerable employees extremely dependent on them.

And since I've said so much on the subject so far, do you know WHY this isnt a problem in just about any other developed nation? Because they all have fucking universal healthcare mandated by the government. So in your defense of ancap philosophy, you highlighted a great example of how the government can help you where the free market will fail you. But honestly, that sort of inability to capably grapple with cause and effect is pretty typical of ancaps, agorists, etc. They think the free market will save them when history has shown it would literally put them in chains and cages to sell them as chattel given the freedom to do so.
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