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"content": "\nnostr:nprofile1qy3hwumn8ghj7un9d3shjtt5v4ehgmn9wshxkwrn9ekxz7t9wgejumn9waesqgr8g2hyzql5lt4cxfjdj40hgtu6vydvsqvsesqy8canygcce3lwvyyapkyy\n✍️ The Federal Reserve has cut its federal funds rate three times in 2024, making it a good time to lock in a competitive CD rate before rates fall further.\n👉 CD rates vary widely across financial institutions\n👉 Online banks and credit unions offer the top CD rates\n👉 The highest CD rate currently available is 4.50% APY, offered by Marcus by Goldman Sachs on its 14-month CD\n👉 The amount of interest earned depends on the annual percentage rate (APY) and the compounding frequency\n👉 There are different types of CDs, including bump-up, no-penalty, jumbo, and brokered CDs\n\n#finance\nnostr:nevent1qvzqqqqqqypzqe6z4eqs8a86awpjvnv4ta6zlxnprtyqryxvqpp78vezxxxv0mnpqy3hwumn8ghj7un9d3shjtt5v4ehgmn9wshxkwrn9ekxz7t9wgejumn9waesqg8wj8e0qz4mcjrhv604l73ra0syvewrsx5fz43vsvesssuhsqj0wcaqldsv \n",
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