- Work hard.
- Spend less than you make
- Pay off all of your debts.
- Save to buy instead of borrow unless it is absolutely necessary to function.
- Value people more than stuff.
- Take care of family, but don't neglect yourself (If you fall apart, you can't take care of your family).
- Don't buy too big of a house. A big house requires more energy, more repairs, more taxes, more insurance, and a lot more time and energy to keep clean.
- Dogs are wonderful.
- Marriage is wonderful, but don't rush into it with the wrong person and don't put it off due to a career or other selfish interests. Marriage is work, but worth it.
- Kids are wonderful.
- Homeschooling is wonderful. It is best for the kids, but is also a blessing to the parents and to the relationship between kids and parents. Homeschooling is even best for the exceptionally gifted (like my eldest) and special needs (like my youngest).
- Trust Jesus. Learn the Bible. Share the Gospel. Obey God's commands.
I am in my 50s. I am doing well financially, not because I made a ton of money, but because I lived meagerly for the first 10-20 years of my adulthood. I borrowed for my first car, but I paid it off early, drove it for 12 years, and never borrowed for a car again. I borrowed for my house, but put down 20% and paid it off early. Now, with no car payments and no house payment, I can live comfortably without a large income. When you are young, you can do the extra work. When you are older, it is so much harder. Make it easier on your older self.
LibertyGal /
npub135…k805u
2024-11-14 17:12:36
in reply to nevent1q…xllx
Author Public Key
npub1356t6fpjysx9vdchfg7mryv83w4pcye6a3eeke9zvsje7s2tuv4s4k805uPublished at
2024-11-14 17:12:36Event JSON
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"content": "- Work hard.\n- Spend less than you make\n- Pay off all of your debts.\n- Save to buy instead of borrow unless it is absolutely necessary to function.\n- Value people more than stuff.\n- Take care of family, but don't neglect yourself (If you fall apart, you can't take care of your family).\n- Don't buy too big of a house. A big house requires more energy, more repairs, more taxes, more insurance, and a lot more time and energy to keep clean.\n- Dogs are wonderful.\n- Marriage is wonderful, but don't rush into it with the wrong person and don't put it off due to a career or other selfish interests. Marriage is work, but worth it.\n- Kids are wonderful. \n- Homeschooling is wonderful. It is best for the kids, but is also a blessing to the parents and to the relationship between kids and parents. Homeschooling is even best for the exceptionally gifted (like my eldest) and special needs (like my youngest).\n- Trust Jesus. Learn the Bible. Share the Gospel. Obey God's commands.\n\nI am in my 50s. I am doing well financially, not because I made a ton of money, but because I lived meagerly for the first 10-20 years of my adulthood. I borrowed for my first car, but I paid it off early, drove it for 12 years, and never borrowed for a car again. I borrowed for my house, but put down 20% and paid it off early. Now, with no car payments and no house payment, I can live comfortably without a large income. When you are young, you can do the extra work. When you are older, it is so much harder. Make it easier on your older self.",
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