Lightning is a protocol, not a company. Lightning can't "offer" anything.
There is nothing stopping a custodial lightning wallet provider from offering 30 days of credit, but then I guarantee they would have KYC so they can collect if you don't pay it back.
There's also a reason credit card companies are able to offer 2% cash back. It's because they are charging each merchant who accepts your card 4%+ in transaction fees, and just passing a portion of that on to you. Lightning doesn't have anywhere near that kind of ridiculous fee rate, and what little fee is charged is paid by the sender, not the receiver, as it should be.
Dikaios1517
npub1ku…v3lhe
2025-05-31 20:53:33
in reply to nevent1q…ahlm
Author Public Key
npub1kun5628raxpm7usdkj62z2337hr77f3ryrg9cf0vjpyf4jvk9r9smv3lhePublished at
2025-05-31 20:53:33Event JSON
{
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"pubkey": "b7274d28e3e983bf720db4b4a12a31f5c7ef262320d05c25ec90489ac99628cb",
"created_at": 1748724813,
"kind": 1,
"tags": [
[
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"root",
"5af0794606a15b5641e25aa23d04af4cb0d7d5e68b11cacb47e56a4698fca8c4"
],
[
"client",
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[
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]
],
"content": "Lightning is a protocol, not a company. Lightning can't \"offer\" anything.\n\nThere is nothing stopping a custodial lightning wallet provider from offering 30 days of credit, but then I guarantee they would have KYC so they can collect if you don't pay it back.\n\nThere's also a reason credit card companies are able to offer 2% cash back. It's because they are charging each merchant who accepts your card 4%+ in transaction fees, and just passing a portion of that on to you. Lightning doesn't have anywhere near that kind of ridiculous fee rate, and what little fee is charged is paid by the sender, not the receiver, as it should be.",
"sig": "a89e98a15d43460744624c573dea8c4003c6a1aac5423cfe377f693b2dde7a298fce33a5646fc96f0a4135e2923cae2c55541fa6858b8707d2756f5f0567cd91"
}