naruto on Nostr: The reason for that is that crypto is primarily a vehicle for financial speculation ...

The reason for that is that crypto is primarily a vehicle for financial speculation today, not as a transactional currency. Exchanges primarily serve speculators. The reason crypto isn't used as a currency is because most people don't see a need for it. If the need for crypto as transactional currency comes to fruition, then that reality changes. People will demand privacy. People and businesses aren't going to want to use money that shares extensive information about themselves with everyone they transact with.