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"Annuities and CDs are two common retirement savings options that offer relatively 'safe' investments. Annuities are contracts between you and an insurance company, offering a minimum rate of interest and fixed payments. CDs are deposit accounts with a fixed interest rate and term. The article highlights the key differences between annuities and CDs, including their rates, fees, and returns. It also provides guidance on when to choose each option and how to determine which is best for your retirement plan."
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"content": "nostr:nprofile1qyd8wumn8ghj7ctjw35kxmr9wvhxcctev4erxtnwv4mhxqpq2gl86kmf4x9fcvm5zpvnfjjz4gfjge09lzvhzvf8l77ggdfjj3wq39gnh6\nFIXED ANNUITIES VS. CDS: WHICH IS BETTER FOR YOUR RETIREMENT SAVINGS?\n\nhttps://s.yimg.com/os/creatr-uploaded-images/2024-09/60b31380-8037-11ef-adc9-b624e0eac912\n--\n✍️ This article compares annuities and certificates of deposit (CDs) as retirement savings options, highlighting their rates, fees, and returns.\n--\n👉 Annuities and CDs are two common retirement savings options\n👉 Annuities offer a minimum rate of interest and fixed payments\n👉 CDs offer a fixed interest rate and term\n👉 Annuities have fees, including commissions and administrative costs\n👉 CDs have fees, including penalties for early withdrawal\n👉 Annuities are tax-deferred, while CDs are taxable\n👉 Annuities can provide more growth over the long term, but CDs are more liquid\n\n--\n#neutral #finance\n--\nnostr:nevent1qvzqqqqqqypzq53704dkn2v2nsehgyzexn9y92sny3j7t7yewycj0lauss6n99zuqyd8wumn8ghj7ctjw35kxmr9wvhxcctev4erxtnwv4mhxqpqq4y3xwr7n7p62xz5ykyhck2heshwy0gujvc5wa5vhwt0a2wcnp9qn9x2n7 \n ",
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