If Saylor's base scenario is correct, and I think it is, BTC's average yearly appreciation *between now and 2045* will be 29% year on year.
That means, if you borrow 0.5 BTC when the price is 50k, in 5 years time it can be expected to be 210k. So, to borrow 0.5 BTC worth 25k, you have to come up with 210 * 0.6 = 126 k in 5 years.
If that's financially possible, I want to know how because I want to do it too.
Not to mention, for me to lend you 0.5 BTC worth 25k that will be worth 105k in 5 years, risk free, you would have to pay me a hell of a lot more than that.
I don't see how any rational actor, be it a lender or a borrower, could do any of this. Especially if instead of borrowing 0.5 BTC at 30-40% interest, you can borrow 25k of fiat at a much lower interest. Even if rates really shoot up as in Saylor's medium-term scenario.
hh /
npub1s2…8dsym
2024-09-24 15:52:41
in reply to nevent1q…pw5j
Author Public Key
npub1s277u5rww60te98w9umz6p7pjcxuus96cegdsf4y978qcqvu8jtq88dsymPublished at
2024-09-24 15:52:41Event JSON
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"content": "If Saylor's base scenario is correct, and I think it is, BTC's average yearly appreciation *between now and 2045* will be 29% year on year.\n\nThat means, if you borrow 0.5 BTC when the price is 50k, in 5 years time it can be expected to be 210k. So, to borrow 0.5 BTC worth 25k, you have to come up with 210 * 0.6 = 126 k in 5 years.\n\nIf that's financially possible, I want to know how because I want to do it too.\n\nNot to mention, for me to lend you 0.5 BTC worth 25k that will be worth 105k in 5 years, risk free, you would have to pay me a hell of a lot more than that.\n\nI don't see how any rational actor, be it a lender or a borrower, could do any of this. Especially if instead of borrowing 0.5 BTC at 30-40% interest, you can borrow 25k of fiat at a much lower interest. Even if rates really shoot up as in Saylor's medium-term scenario.",
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