One aspect of the current health insurance state is that it is expected to be more than insurance against risk of accident and disease--people largely expect it to cover routine and preventative care as well.
It is possible that in a true free market health insurance companies will provide these to the extent that such care reduces the downstream risk of preventable disease. Likewise, they may incentivize healthier lifestyle choices through reduced premiums/expanded coverage.
Nonetheless, the actual mechanics of market forces and competition resulting in a broad spectrum of insurance choices/costs is so distorted by government legislation and regulation that we get a completely ill-fitting market that few people are happy with.
jcorgan / Johnathan Corgan
npub19w…a8p6k
2023-12-02 22:09:31
in reply to nevent1q…lf7s
Author Public Key
npub19wavu4f7l6l43h24jyskn7fvzy37kcfp67aqjtmv2qgy4lp34nhsda8p6kPublished at
2023-12-02 22:09:31Event JSON
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