When your greatest asset is also your greatest liability...
"Average millennial owes 10% more on mortgage debt as home prices, interest rates spike"
https://www.usatoday.com/story/money/personalfinance/real-estate/2022/07/05/average-millennial-mortgage-debt-home-prices-spike/50439271/
"Over the same period, stats show that the average net worth of millennials increased to $127,793, which is up from the $62,758 average in the first quarter of 2020. Interestingly, the report shows that most millennial net worth is tied to real estate they own."
https://www.forbes.com/sites/robertfarrington/2023/03/03/the-millennial-wealth-gap-why-they-cant-seem-to-get-ahead/?sh=55a6a03253f2